|
年金现值系数(P/A,i,n)表
| 期数 |
1% |
2% |
3% |
4% |
5% |
6% |
7% |
8% |
9% |
10% |
11% |
12% |
13% |
14% |
15% |
16% |
17% |
18% |
19% |
20% |
21% |
22% |
23% |
24% |
25% |
26% |
27% |
28% |
29% |
30% |
| 1 |
0.9901 |
0.9804 |
0.9709 |
0.9615 |
0.9524 |
0.9434 |
0.9346 |
0.9259 |
0.9174 |
0.9091 |
0.9009 |
0.8929 |
0.8850 |
0.8772 |
0.8696 |
0.8621 |
0.8547 |
0.8475 |
0.8403 |
0.8333 |
0.8264 |
0.8197 |
0.8130 |
0.8065 |
0.8000 |
0.7937 |
0.7874 |
0.7813 |
0.7752 |
0.7692 |
| 2 |
1.9704 |
1.9416 |
1.9135 |
1.8861 |
1.8594 |
1.8334 |
1.8080 |
1.7833 |
1.7591 |
1.7355 |
1.7125 |
1.6901 |
1.6681 |
1.6467 |
1.6257 |
1.6052 |
1.5852 |
1.5656 |
1.5465 |
1.5278 |
1.5095 |
1.4915 |
1.4740 |
1.4568 |
1.4400 |
1.4235 |
1.4074 |
1.3916 |
1.3761 |
1.3609 |
| 3 |
2.9410 |
2.8839 |
2.8286 |
2.7751 |
2.7232 |
2.6730 |
2.6243 |
2.5771 |
2.5313 |
2.4869 |
2.4437 |
2.4018 |
2.3612 |
2.3216 |
2.2832 |
2.2459 |
2.2096 |
2.1743 |
2.1399 |
2.1065 |
2.0739 |
2.0422 |
2.0114 |
1.9813 |
1.9520 |
1.9234 |
1.8956 |
1.8684 |
1.8420 |
1.8161 |
| 4 |
3.9020 |
3.8077 |
3.7171 |
3.6299 |
3.5460 |
3.4651 |
3.3872 |
3.3121 |
3.2397 |
3.1699 |
3.1024 |
3.0373 |
2.9745 |
2.9137 |
2.8550 |
2.7982 |
2.7432 |
2.6901 |
2.6386 |
2.5887 |
2.5404 |
2.4936 |
2.4483 |
2.4043 |
2.3616 |
2.3202 |
2.2800 |
2.2410 |
2.2031 |
2.1662 |
| 5 |
4.8534 |
4.7135 |
4.5797 |
4.4518 |
4.3295 |
4.2124 |
4.1002 |
3.9927 |
3.8897 |
3.7908 |
3.6959 |
3.6048 |
3.5172 |
3.4331 |
3.3522 |
3.2743 |
3.1993 |
3.1272 |
3.0576 |
2.9906 |
2.9260 |
2.8636 |
2.8035 |
2.7454 |
2.6893 |
2.6351 |
2.5827 |
2.5320 |
2.4830 |
2.4356 |
| |
| 6 |
5.7955 |
5.6014 |
5.4172 |
5.2421 |
5.0757 |
4.9173 |
4.7665 |
4.6229 |
4.4859 |
4.3553 |
4.2305 |
4.1114 |
3.9975 |
3.8887 |
3.7845 |
3.6847 |
3.5892 |
3.4976 |
3.4098 |
3.3255 |
3.2446 |
3.1669 |
3.0923 |
3.0205 |
2.9514 |
2.8850 |
2.8210 |
2.7594 |
2.7000 |
2.6427 |
| 7 |
6.7282 |
6.4720 |
6.2303 |
6.0021 |
5.7864 |
5.5824 |
5.3893 |
5.2064 |
5.0330 |
4.8684 |
4.7122 |
4.5638 |
4.4226 |
4.2883 |
4.1604 |
4.0386 |
3.9224 |
3.8115 |
3.7057 |
3.6046 |
3.5079 |
3.4155 |
3.3270 |
3.2423 |
3.1611 |
3.0833 |
3.0087 |
2.9370 |
2.8682 |
2.8021 |
| 8 |
7.6517 |
7.3255 |
7.0197 |
6.7327 |
6.4632 |
6.2098 |
5.9713 |
5.7466 |
5.5348 |
5.3349 |
5.1461 |
4.9676 |
4.7988 |
4.6389 |
4.4873 |
4.3436 |
4.2072 |
4.0776 |
3.9544 |
3.8372 |
3.7256 |
3.6193 |
3.5179 |
3.4212 |
3.3289 |
3.2407 |
3.1564 |
3.0758 |
2.9986 |
2.9247 |
| 9 |
8.5660 |
8.1622 |
7.7861 |
7.4353 |
7.1078 |
6.8017 |
6.5152 |
6.2469 |
5.9952 |
5.7590 |
5.5370 |
5.3282 |
5.1317 |
4.9464 |
4.7716 |
4.6065 |
4.4506 |
4.3030 |
4.1633 |
4.0310 |
3.9054 |
3.7863 |
3.6731 |
3.5655 |
3.4631 |
3.3657 |
3.2728 |
3.1842 |
3.0997 |
3.0190 |
| 10 |
9.4713 |
8.9826 |
8.5302 |
8.1109 |
7.7217 |
7.3601 |
7.0236 |
6.7101 |
6.4177 |
6.1446 |
5.8892 |
5.6502 |
5.4262 |
5.2161 |
5.0188 |
4.8332 |
4.6586 |
4.4941 |
4.3389 |
4.1925 |
4.0541 |
3.9232 |
3.7993 |
3.6819 |
3.5705 |
3.4648 |
3.3644 |
3.2689 |
3.1781 |
3.0915 |
| |
| 11 |
10.3676 |
9.7868 |
9.2526 |
8.7605 |
8.3064 |
7.8869 |
7.4987 |
7.1390 |
6.8052 |
6.4951 |
6.2065 |
5.9377 |
5.6869 |
5.4527 |
5.2337 |
5.0286 |
4.8364 |
4.6560 |
4.4865 |
4.3271 |
4.1769 |
4.0354 |
3.9018 |
3.7757 |
3.6564 |
3.5435 |
3.4365 |
3.3351 |
3.2388 |
3.1473 |
| 12 |
11.2551 |
10.5753 |
9.9540 |
9.3851 |
8.8633 |
8.3838 |
7.9427 |
7.5361 |
7.1607 |
6.8137 |
6.4924 |
6.1944 |
5.9176 |
5.6603 |
5.4206 |
5.1971 |
4.9884 |
4.7932 |
4.6105 |
4.4392 |
4.2784 |
4.1274 |
3.9852 |
3.8514 |
3.7251 |
3.6059 |
3.4933 |
3.3868 |
3.2859 |
3.1903 |
| 13 |
12.1337 |
11.3484 |
10.6350 |
9.9856 |
9.3936 |
8.8527 |
8.3577 |
7.9038 |
7.4869 |
7.1034 |
6.7499 |
6.4235 |
6.1218 |
5.8424 |
5.5831 |
5.3423 |
5.1183 |
4.9095 |
4.7147 |
4.5327 |
4.3624 |
4.2028 |
4.0530 |
3.9124 |
3.7801 |
3.6555 |
3.5381 |
3.4272 |
3.3224 |
3.2233 |
| 14 |
13.0037 |
12.1062 |
11.2961 |
10.5631 |
9.8986 |
9.2950 |
8.7455 |
8.2442 |
7.7862 |
7.3667 |
6.9819 |
6.6282 |
6.3025 |
6.0021 |
5.7245 |
5.4675 |
5.2293 |
5.0081 |
4.8023 |
4.6106 |
4.4317 |
4.2646 |
4.1082 |
3.9616 |
3.8241 |
3.6949 |
3.5733 |
3.4587 |
3.3507 |
3.2487 |
| 15 |
13.8651 |
12.8493 |
11.9379 |
11.1184 |
10.3797 |
9.7122 |
9.1079 |
8.5595 |
8.0607 |
7.6061 |
7.1909 |
6.8109 |
6.4624 |
6.1422 |
5.8474 |
5.5755 |
5.3242 |
5.0916 |
4.8759 |
4.6755 |
4.4890 |
4.3152 |
4.1530 |
4.0013 |
3.8593 |
3.7261 |
3.6010 |
3.4834 |
3.3726 |
3.2682 |
| |
| 16 |
14.7179 |
13.5777 |
12.5611 |
11.6523 |
10.8378 |
10.1059 |
9.4466 |
8.8514 |
8.3126 |
7.8237 |
7.3792 |
6.9740 |
6.6039 |
6.2651 |
5.9542 |
5.6685 |
5.4053 |
5.1624 |
4.9377 |
4.7296 |
4.5364 |
4.3567 |
4.1894 |
4.0333 |
3.8874 |
3.7509 |
3.6228 |
3.5026 |
3.3896 |
3.2832 |
| 17 |
15.5623 |
14.2919 |
13.1661 |
12.1657 |
11.2741 |
10.4773 |
9.7632 |
9.1216 |
8.5436 |
8.0216 |
7.5488 |
7.1196 |
6.7291 |
6.3729 |
6.0472 |
5.7487 |
5.4746 |
5.2223 |
4.9897 |
4.7746 |
4.5755 |
4.3908 |
4.2190 |
4.0591 |
3.9099 |
3.7705 |
3.6400 |
3.5177 |
3.4028 |
3.2948 |
| 18 |
16.3983 |
14.9920 |
13.7535 |
12.6593 |
11.6896 |
10.8276 |
10.0591 |
9.3719 |
8.7556 |
8.2014 |
7.7016 |
7.2497 |
6.8399 |
6.4674 |
6.1280 |
5.8178 |
5.5339 |
5.2732 |
5.0333 |
4.8122 |
4.6079 |
4.4187 |
4.2431 |
4.0799 |
3.9279 |
3.7861 |
3.6536 |
3.5294 |
3.4130 |
3.3037 |
| 19 |
17.2260 |
15.6785 |
14.3238 |
13.1339 |
12.0853 |
11.1581 |
10.3356 |
9.6036 |
8.9501 |
8.3649 |
7.8393 |
7.3658 |
6.9380 |
6.5504 |
6.1982 |
5.8775 |
5.5845 |
5.3162 |
5.0700 |
4.8435 |
4.6346 |
4.4415 |
4.2627 |
4.0967 |
3.9424 |
3.7985 |
3.6642 |
3.5386 |
3.4210 |
3.3105 |
| 20 |
18.0456 |
16.3514 |
14.8775 |
13.5903 |
12.4622 |
11.4699 |
10.5940 |
9.8181 |
9.1285 |
8.5136 |
7.9633 |
7.4694 |
7.0248 |
6.6231 |
6.2593 |
5.9288 |
5.6278 |
5.3527 |
5.1009 |
4.8696 |
4.6567 |
4.4603 |
4.2786 |
4.1103 |
3.9539 |
3.8083 |
3.6726 |
3.5458 |
3.4271 |
3.3158 |
| |
| 21 |
18.8570 |
17.0112 |
15.4150 |
14.0292 |
12.8212 |
11.7641 |
10.8355 |
10.0168 |
9.2922 |
8.6487 |
8.0751 |
7.5620 |
7.1016 |
6.6870 |
6.3125 |
5.9731 |
5.6648 |
5.3837 |
5.1268 |
4.8913 |
4.6750 |
4.4756 |
4.2916 |
4.1212 |
3.9631 |
3.8161 |
3.6792 |
3.5514 |
3.4319 |
3.3198 |
| 22 |
19.6604 |
17.6580 |
15.9369 |
14.4511 |
13.1630 |
12.0416 |
11.0612 |
10.2007 |
9.4424 |
8.7715 |
8.1757 |
7.6446 |
7.1695 |
6.7429 |
6.3587 |
6.0113 |
5.6964 |
5.4099 |
5.1486 |
4.9094 |
4.6900 |
4.4882 |
4.3021 |
4.1300 |
3.9705 |
3.8223 |
3.6844 |
3.5558 |
3.4356 |
3.3230 |
| 23 |
20.4558 |
18.2922 |
16.4436 |
14.8568 |
13.4886 |
12.3034 |
11.2722 |
10.3711 |
9.5802 |
8.8832 |
8.2664 |
7.7184 |
7.2297 |
6.7921 |
6.3988 |
6.0442 |
5.7234 |
5.4321 |
5.1668 |
4.9245 |
4.7025 |
4.4985 |
4.3106 |
4.1371 |
3.9764 |
3.8273 |
3.6885 |
3.5592 |
3.4384 |
3.3254 |
| 24 |
21.2434 |
18.9139 |
16.9355 |
15.2470 |
13.7986 |
12.5504 |
11.4693 |
10.5288 |
9.7066 |
8.9847 |
8.3481 |
7.7843 |
7.2829 |
6.8351 |
6.4338 |
6.0726 |
5.7465 |
5.4509 |
5.1822 |
4.9371 |
4.7128 |
4.5070 |
4.3176 |
4.1428 |
3.9811 |
3.8312 |
3.6918 |
3.5619 |
3.4406 |
3.3272 |
| 25 |
22.0232 |
19.5235 |
17.4131 |
15.6221 |
14.0939 |
12.7834 |
11.6536 |
10.6748 |
9.8226 |
9.0770 |
8.4217 |
7.8431 |
7.3300 |
6.8729 |
6.4641 |
6.0971 |
5.7662 |
5.4669 |
5.1951 |
4.9476 |
4.7213 |
4.5139 |
4.3232 |
4.1474 |
3.9849 |
3.8342 |
3.6943 |
3.5640 |
3.4423 |
3.3286 |
| |
| 26 |
22.7952 |
20.1210 |
17.8768 |
15.9828 |
14.3752 |
13.0032 |
11.8258 |
10.8100 |
9.9290 |
9.1609 |
8.4881 |
7.8957 |
7.3717 |
6.9061 |
6.4906 |
6.1182 |
5.7831 |
5.4804 |
5.2060 |
4.9563 |
4.7284 |
4.5196 |
4.3278 |
4.1511 |
3.9879 |
3.8367 |
3.6963 |
3.5656 |
3.4437 |
3.3297 |
| 27 |
23.5596 |
20.7069 |
18.3270 |
16.3296 |
14.6430 |
13.2105 |
11.9867 |
10.9352 |
10.0266 |
9.2372 |
8.5478 |
7.9426 |
7.4086 |
6.9352 |
6.5135 |
6.1364 |
5.7975 |
5.4919 |
5.2151 |
4.9636 |
4.7342 |
4.5243 |
4.3316 |
4.1542 |
3.9903 |
3.8387 |
3.6979 |
3.5669 |
3.4447 |
3.3305 |
| 28 |
24.3164 |
21.2813 |
18.7641 |
16.6631 |
14.8981 |
13.4062 |
12.1371 |
11.0511 |
10.1161 |
9.3066 |
8.6016 |
7.9844 |
7.4412 |
6.9607 |
6.5335 |
6.1520 |
5.8099 |
5.5016 |
5.2228 |
4.9697 |
4.7390 |
4.5281 |
4.3346 |
4.1566 |
3.9923 |
3.8402 |
3.6991 |
3.5679 |
3.4455 |
3.3312 |
| 29 |
25.0658 |
21.8444 |
19.1885 |
16.9837 |
15.1411 |
13.5907 |
12.2777 |
11.1584 |
10.1983 |
9.3696 |
8.6501 |
8.0218 |
7.4701 |
6.9830 |
6.5509 |
6.1656 |
5.8204 |
5.5098 |
5.2292 |
4.9747 |
4.7430 |
4.5312 |
4.3371 |
4.1585 |
3.9938 |
3.8414 |
3.7001 |
3.5687 |
3.4461 |
3.3317 |
| 30 |
25.8077 |
22.3965 |
19.6004 |
17.2920 |
15.3725 |
13.7648 |
12.4090 |
11.2578 |
10.2737 |
9.4269 |
8.6938 |
8.0552 |
7.4957 |
7.0027 |
6.5660 |
6.1772 |
5.8294 |
5.5168 |
5.2347 |
4.9789 |
4.7463 |
4.5338 |
4.3391 |
4.1601 |
3.9950 |
3.8424 |
3.7009 |
3.5693 |
3.4466 |
3.3321 |
|